Commercial Combined

Maine trade insurance is a Commercial Combined Policy designed to cater for a wide variety of businesses that provide services for all things marine in nature. Sailing is a huge industry in the UK. Some would argue that without our ties to the sea, canals and waterways the UK wouldn't be the great country it is today. The UK marine industry is huge and vastly diverse in the trades carried out under it.

From the Henly Royal Regatta to Cowes Week, sailing in the UK has a very long history. Our Royal Navy has been the defender of our sea channels since 1660, much of the trade in the UK up until only recently was transported by waterways and canals in barges so it's no surprise that many of us have connections to all things marine, no one living in the UK is more than 70 miles from the sea.

• Public Liability

  Whilst not a legal requirement, we highly recommend you obtain this cover to protect you against the costs and damages arising from a negligent act that causes injury or damage to a third party. It gives you that peace of mind to know that in the event of a claim you have your insurer defending and protecting you.

• Products Liability

  Insurance that may cover the cost of a compensation claim if someone is injured or their property is damaged by a produc whether you manufacturer, distribute, supply, retail, or make products available to the public.

• Employers Liability

  Employer's liability is a legal requirement in the UK whether you hire paid or voluntary staff on a permanant or temporary basis. There are some exemptions.

  Protects your business financially from successful claims arising from employees illness or injury, sustained as a result of carrying out work whilst in your employ.

Key features...

Current options and extensions offered by our markets.

• Combined or Liability only covers available
• Consequences of faulty workmanship
• Ship repairers liability
• Marine & Builders risks
• Movement of vessels in your care custody or control
• Foul berthing
• Demonstrations, trials and testing cover
• Security: A-rated (A.M. Best)

Wide range of trades including...

• Boatyards/Moorings/Storage/Marinas
• Harbour Commissioners
• Boat Builders/Sales/Servicing and Repairs
• Marine Equipment Manufacture/Sales/Servicing and Repairs
• Riggers and Sailmakers
• Holiday Hire Fleets
• Sailing Schools/Traing Centres