Arranging cover for mascots is something we started doing some time ago now we have everyone from Mickey Mouse to the Incredible Hulk, mascots insurance for those who dress to entertain.
For many businesses both large and small, teams and many clubs across the world are recognised by their mascots, it's a huge industry just by itself. Imagine Disney World without the dedicated people who dress up as Mickey, Donald or Goofy, it just wouldn't be the same place.
But something many don't think of is the costs involved and the insurance that is needed to protect our beloved mascots, costumes can often be worth a lot of money and when your visibility is restricted as well as your normal movement accidents can happen.
Mainly due to the nature of working with the public most mascots will only ever need public liability insurance, however, if say you employ someone even part-time to dress up and take on the role of a mascot you will need to cover them under your employers' liability insurance also.
May cover you for financial loss and legal costs resulting from a compensation claim successfully brought against you by a third party for injury or damage to property where you are found responsible.
Most employers are legally obliged to take out an employers' liability policy whther your staff are full or part-time, paid or voluntary.
Covers for all eventualities but there may be some minor exclusions which you may discuss with your broker.
The conditions for covering mascots is very similar to sumo suits used in the leisure industry.
Frequently Asked Questions
Most business insurance is not a legal requirement, however, we do highly recommend you obtain this cover to protect you against the costs and damages claims arising from a negligent act causing injury or damage to a third party or resulting fire, weather related incidents or a break in. It gives you that peace of mind to know that in the event of a claim you have your insurer defending and protecting you.
The only insurance that your business is legally obliged to obtain is employers liability and vehicle insurance.
As an existing client you can call or email us with any changes during business hours and get advice on the changes you wish to make.
Call us at 01702 225 440
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Primo plc is registered in England and Wales, Reg No 1008700 at Cumberland House, Baxter Avenue, Southend-on-Sea, Essex SS2 6HZ
Tel: +44 (0)1702 225400
Primo Plc is authorised and regulated by the Financial Conduct Authority.